Capital One Thinks I'm Stupid

...apparently. I have a Capital One credit card that I never use [anymore. Heh.]. I've been meaning to close the account, but I keep putting it off. Sometimes Capital One will send me a bunch of "purchase checks" that can be used just like my card. I always tear them in little pieces and throw them away.

But last week, they were kind enough to send me a check that looked like it was for $600. And it was made out in my name. Woohoo! Not. It is a valid check, and it is made out to me...from me. I would deposit the check, $600 would go into my bank account, and $600 of debt would be put on my credit card. Do I want $600 more debt? No.

What hacks me off is that it looks like free money. I don't even want to think about how many people have gotten one of these in the mail and deposited it without thinking it through. Grr. It's just wrong, people. Wrong.

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